OCR Software and Solution for Check Processing

Check Deposit Recognition System

Check deposit software on mobile phones means users do not have to visit a bank or ATM to deposit checks. The software can utilize any phone that has a camera function allowing them to capture a picture of both sides of a check. The check deposit system can recognize and extract fields on images, such as name, amount no. and MICR (magnetic ink character recognition). The main usage process is as described below:

  • Customer runs iPhone Check Deposit application
  • Enter the deposit amount and choose the account.
  • Photograph both sides of the check, OCR name and amount and then send the data to bank’s deposit-receipt system.
  • Get confirmation of the deposit.

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OCR Functions & Problems

OCR technology is an important part of a card recognition system, which is mainly used to recognize characters in an image and reduce entry time. Below is an overview of the problems we overcame during recognition:

  • It was difficult to control image acquisition physical environment, such as light, Camera performance and shooting angle. It was difficult to maintain consistent image quality, which further declined recognition results.
  • Numbers and signatures on check are often handwritten, so OCR must be complimented by ICR (Intelligent Character Recognition). The variety of handwritten characters¬† increases recognition difficulty.

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Our Solution

Based on the above encountered problems, we needed to custom develop our OpenRTK based on the clients requirements.

  • In order to optimize the data from the camera, we developed a post-processing module to improve the recognition accuracy rate.
  • Refined the ICR technology to address the check image’s content features, classified by check data, developed a post-processing module to improve extraction efficiency.

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